Senior Data Scientist (Hybrid)
Enova International · Chicago, IL
$96,000–$125,000from the description
Jul 6, 2026
Chicago, IL
Jul 21, 2026
What this job asks for AI summary
A senior quantitative role focused on building, validating, and monitoring credit risk models within a consumer lending context. Day-to-day work spans independent model validation, writing technical documentation, supporting model releases into production, and contributing to automated model training pipelines. Suited to someone with a strong statistical and Python background who is comfortable working across data science, risk, and business stakeholder teams.
Senior level · 5+ years · Chicago, IL · Full-time
We read this from the posting text with AI. Skim the description below before ruling yourself out.
How this req sits in the market our data
Roughly 1,300 people in the Chicago, IL area plausibly meet what this posting asks for (data scientists). range 690–1,700
Applicant volume Heavy — This req sits in a large pool with little in its requirements to thin it, and auto-apply tools fire at everything in the occupation. Applying early and leading with the rare skills below is what gets read.
Most people in this occupation already list these. Still required — just not what gets you shortlisted.
What the occupation pays Median $110,007 (middle half $86,460–$141,249). This posting is about at that midpoint.
Estimated from BLS employment for this occupation and area, per-skill prevalence across our listing corpus, and published wage benchmarks — as of Jul 28, 2026. It is a model, not a headcount.
Why we read it this way (6)
The role is hybrid (Tue–Thu in-office, Mon/Fri remote) at Enova's Chicago headquarters; it is not fully remote.
The '5+ years of experience in quantitative analysis in the financial services industry' is explicitly flagged as 'preferred but not required' in the JD, so it is treated as preferred rather than a hard gate. However, the 5-year figure is preserved on that skill since it is the only stated experience number.
Credit risk modeling experience is listed under Requirements with firm language ('Experience in developing advanced credit risk models') and is treated as a hard gate, even though no specific tool is named.
No degree requirement is stated anywhere in the posting.
Compensation includes a potential bonus on top of the stated base salary range.
Ignored 2 non-technology phrase(s) as skills (responsibilities/concepts, not named tools): credit risk modeling, quantitative analysis.
Read the full posting
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