Senior Full-Stack Software Engineer, Unsecured Cards at Chime Financial, Inc
San Francisco, CA
$164,000–$227,000from the description
Jul 9, 2026
San Francisco, CA
Jul 21, 2026
What this job asks for AI summary
A senior engineering role on a cards product team, responsible for building and maintaining both backend services and frontend applications (web and mobile) that serve millions of users. The work spans API and service development, database design, and member-facing features for new card products, with involvement in technical planning, cross-functional collaboration, and mentoring other engineers. Fintech or credit domain experience is a plus.
Senior level · 5+ years · Remote · Full-time
“or” means any one of them counts — you don't need all of them.
We read this from the posting text with AI. Skim the description below before ruling yourself out.
How this req sits in the market our data
Roughly 25,600 people nationally plausibly meet what this posting asks for (software developers). range 7,500–38,400
Applicant volume Moderate — A normal amount of company. The rare requirements below are what will separate a shortlisted application from the rest.
Rare in this occupation — lead with these, and say what you built with them.
Most people in this occupation already list these. Still required — just not what gets you shortlisted.
What the occupation pays Median $135,980 (middle half $105,210–$171,980). This posting is about at that midpoint.
Estimated from BLS employment for this occupation and area, per-skill prevalence across our listing corpus, and published wage benchmarks — as of Jul 28, 2026. It is a model, not a headcount.
Why we read it this way (6)
Ruby on Rails is listed as the primary required backend framework; the JD allows 'comparable frameworks' as substitutes but names no specific alternatives.
React is listed as an example of a 'modern frontend framework' under requirements alongside React Native; both are captured. React Native is also emitted separately as a preferred skill given it appears as a secondary example.
Fintech, lending, or regulated/credit domain experience is explicitly called 'a strong plus' — not a hard gate — and names no specific technology, so it is omitted from the skills list.
The posting is tagged '#LI-Onsite' but the caller has declared this a fully-remote role; remote=true is set per caller instruction and no metro is inferred.
No specific database or caching product names are given (e.g. PostgreSQL, Redis); skills are captured at the category level as stated in the JD.
Caller marked this a fully-remote role — scored against the national candidate pool.
Read the full posting
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