Senior Software Engineer, Membership at Chime Financial, Inc
San Francisco, CA
$164,000–$227,000from the description
Jun 29, 2026
San Francisco, CA
Jul 21, 2026
What this job asks for AI summary
A full-stack software engineering role on a membership-focused product team, responsible for building and maintaining backend services and mobile front-end features related to member benefits, rewards, and engagement. The work spans API design, UI development, and system reliability, with close collaboration across product, design, and data science. Suited to engineers with 5+ years of production experience comfortable working across the stack.
Senior level · 5+ years · Remote · Full-time
“or” means any one of them counts — you don't need all of them.
Posted 3 times — it's one opening, so apply once.
We read this from the posting text with AI. Skim the description below before ruling yourself out.
How this req sits in the market our data
Roughly 37,400 people nationally plausibly meet what this posting asks for (software developers). range 11,000–56,000
Applicant volume Moderate — A normal amount of company. The rare requirements below are what will separate a shortlisted application from the rest.
Rare in this occupation — lead with these, and say what you built with them.
Most people in this occupation already list these. Still required — just not what gets you shortlisted.
What the occupation pays Median $138,970 (middle half $107,524–$175,762). This posting is about at that midpoint.
Estimated from BLS employment for this occupation and area, per-skill prevalence across our listing corpus, and published wage benchmarks — as of Jul 28, 2026. It is a model, not a headcount.
Why we read it this way (7)
The job title carries no seniority level word; the title states no level. However, the 5+ years requirement and end-to-end project ownership (architecture, APIs, front-end, mentorship) firmly support a Senior classification.
Ruby on Rails is listed as required with 'or comparable frameworks' — alternatives are not named, so no alternatives are populated; the requirement is still a hard gate on backend framework experience.
React, React Native, and TypeScript-based frameworks are presented as a single parenthetical list of interchangeable options under the requirements block; React is used as the primary name with React Native and TypeScript as alternatives.
Transactional databases, caching systems, and API design appear together in the requirements section as a single compound requirement; each is emitted as a separate skill.
Experimentation frameworks and data-driven product development are explicitly called out as 'a plus' and are therefore preferred, not required.
Ignored 1 non-technology phrase(s) as skills (responsibilities/concepts, not named tools): API design.
Caller marked this a fully-remote role — scored against the national candidate pool.
Read the full posting
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